Terms & Conditions

Welcome to WealthGuard. By accessing or using this Website, you agree to be bound by the following terms and conditions (“Terms”). These Terms apply to all visitors, users, and others who access or use the Website. Please read them carefully.

1. Acceptance of Terms

By using this Website, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree with any part of these Terms, you must stop using the Website immediately.

2. Description of Services

We provide a range of financial planning services, including but not limited to:

• Annuities

• Life Insurance

• Burial Insurance

• Budget management and optimization

• Retirement planning strategies

• Investment advice and portfolio analysis

• Tax efficiency and savings guidance

• Financial risk assessment

The information provided on this Website is intended for general informational purposes only and should not be considered financial, legal, or investment advice. Always consult a qualified professional for personalized recommendations.

3. User Responsibilities

By accessing or using the Website, you agree to:

• Use the Website and its services for lawful purposes only.

• Provide accurate and truthful information where required.

• Refrain from uploading, sharing, or distributing any material that is unlawful, defamatory, or harmful.

• Avoid attempting to gain unauthorized access to any part of the Website or its systems.

4. Intellectual Property Rights

All content on this Website, including but not limited to:

• Text

• Graphics

• Logos

• Images

• Software and source code

is the property of WealthGuard and is protected under intellectual property laws. You may not reproduce, distribute, or exploit any content without prior written consent.

5. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for:

• The availability or accuracy of third-party content.

• The policies or practices of these external websites.

• Any harm or loss caused by your use of these websites.

You access any third-party links at your own risk and should review their terms and conditions.

6. Disclaimer of Warranties

We provide the Website and its services “as is” and “as available,” without warranties of any kind, whether express or implied. We do not guarantee that:

• The Website will be uninterrupted or error-free.

• The content provided is accurate, reliable, or complete.

• Any defects will be corrected.

7. Limitation of Liability

To the fullest extent permitted by law, WealthGuard and its affiliates, employees, or partners shall not be liable for:

• Any direct, indirect, incidental, or consequential damages.

• Loss of profits, data, or other intangible losses resulting from the use or inability to use the Website.

8. Privacy Policy

Your use of the Website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to our data practices.

9. Indemnification

You agree to indemnify and hold harmless WealthGuard from any claims, damages, losses, or expenses arising from:

• Your use of the Website.

• Violation of these Terms.

• Any third-party claims related to your use of our services.

10. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Website. Continued use of the Website after such changes constitutes acceptance of the new Terms.

11. Termination of Use

We reserve the right to terminate or suspend your access to the Website without notice if:

• You breach these Terms.

• We determine your actions may cause harm to the Website or other users.

By continuing to use the Website, you agree to these Terms and Conditions. Thank you for trusting WealthGuard with your financial planning needs.